Honestly we wish we had the magic wand that could fix all negative credit reporting in one go, but unfortunately, credit repair doesn’t work that way.

As with any kind of rehabilitation, credit repair takes time...

Remember that your credit report is a history, it lets lenders know how you’ve managed credit over long periods of time. While disputing negative information that is inaccurate, obsolete or unverifiable on your credit report, repeating those disputes every 30-45 days, and bringing your accounts current will elevate your score quite a bit right away, you have to demonstrate by keeping low balances and paying on time, that you’ve taken control of your credit over time.

That’s why it’s so important to learn how to manage your credit after the initial reparations have been made.

The exact time it will take to restore a strong credit history depends on you, your past, and how you manage your credit moving forward. Often the more severe your past issues were, the longer it takes to restore your credit history. The good news is it can be done! Negative information doesn’t last forever.

Credit repair takes time and consistency, which is why it’s crucial to make sure you are holding yourself accountable or joining a networking / meetup group that can hold you accountable. Many individuals who go it alone try once and fail to follow up, which is why their credit never becomes as good as it could be.